Instructor's notes - before lecture
Prediction markets
Basic idea: let people make predictions, but put money where mouth is
Upside: may be effective way to aggregate (good?) information
Upside: incentivizes people to find good/better information
Issue: prediction may not be accurate if good information is rare
Issue: may be highly vulnerable to non-transparent “insider trading”
Issue: when most good information is concentrated among few experts, the trading market may be extremely thin and unreliable
Issue: is it “gambling”? Legal issues, ethical issues, addiction, …
Crowdfunding
Basic idea/model: announce project, collect small investment commitments
Upside: popular, shown to work in many concrete examples
Upside: if publicized well, need not rely on large/rich investors
Interest base may be more “democratic”, broadly representative
More responsive to community than philanthropic pet projects
Issue: inherently marketing/publicity driven
Most investors don’t have time or expertise for deep analysis
Crowds may invest in shiny lemons while ignoring higher-quality but less aggressively-marketed projects
Issue: participation may be limited to “binary choice”, accept/reject
Can interested people deliberate, dissent, and evolve proposals?
Issue: crowdfunders usually don’t collectively “own” the result
Missing long-term stake, incentive to maintain, keep participating
Issue: does crowdfunding increase or decrease inequality?
Some projects explicitly address the needs of “underserved”
But rich urban populations tend to have more money to invest, better Internet access and devices with which to participate
Issue: does civic crowdfunding work with or against government?
Sometimes campaigns are launched by, or with, government
Crowdfunding might be misused as unreliable and uneven replacement for representative government infrastructure funding
Quadratic voting
Basic idea: buy votes for/against a position, but pay the square of # of votes
The more you care, the more each additional vote costs
Incentive-compatibility argument: reveals how much people care
Protection of minority interests: minority who cares a lot can outvote majority who doesn’t care much or at all
Issue: vulnerability to “under-the-table” fraud, coercion, vote-buying
If I have $4, then that buys only 2 vote if I cast it myself.
If I secretly pay $1 each to A,B,C then we collude to yield 4 votes
Issue: information asymmetries, vulnerability to distraction politics
The majority may be unaware how much they should care
Minority trumpets furor over issues they don’t care about, drawing money and votes of majority away from their concerns
Issue: self-fulfilling prophecies, “terrorist markets”
If you can predict something because you can make it happen…
Related: Ring of Gyges “assassination contracts”
Post-lecture blackboard snapshot 2019: